:root {
  --navy: #0a1f44;
  --navy-soft: #16356d;
  --text: #0f172a;
  --muted: #475569;
  --muted-light: #64748b;
  --line: #e2e8f0;
  --white: #ffffff;
  --green: #16a34a;
  --bg-soft: #f8fafc;
  --shadow-sm: 0 10px 30px rgba(15, 23, 42, 0.06);
  --shadow-md: 0 18px 48px rgba(15, 23, 42, 0.08);
  --radius-lg: 24px;
  --radius-md: 18px;
  --container: 1160px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "Inter", sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

a {
  text-decoration: none;
  color: inherit;
}

img {
  max-width: 100%;
  display: block;
}

.container {
  max-width: var(--container);
  margin: auto;
  padding: 0 24px;
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}

.header {
  min-height: 76px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 28px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
}

.logo {
  height: 40px;
  width: auto;
}

.brand-name {
  font-size: 1.35rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  color: var(--navy);
}

.nav {
  display: flex;
  gap: 24px;
  color: var(--muted);
  font-size: 0.95rem;
  flex-wrap: wrap;
}

.nav a:hover {
  color: var(--navy);
}

/* Hero */
.hero {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 48px;
  padding: 92px 24px 76px;
  align-items: center;
}

.eyebrow,
.section-label {
  color: var(--green);
  font-weight: 700;
  text-transform: uppercase;
  font-size: 0.84rem;
  letter-spacing: 0.08em;
  margin: 0 0 14px;
}

.section-label-light {
  color: rgba(255, 255, 255, 0.7);
}

h1 {
  margin: 0 0 20px;
  font-size: clamp(2.8rem, 5vw, 4.2rem);
  line-height: 1.06;
  letter-spacing: -0.03em;
  color: var(--navy);
  max-width: 12ch;
}

h2 {
  margin: 0 0 14px;
  font-size: clamp(2rem, 3vw, 3rem);
  line-height: 1.1;
  letter-spacing: -0.02em;
}

h3 {
  margin: 0 0 8px;
  font-size: 1.1rem;
}

.hero-copy {
  color: var(--muted);
  font-size: 1.15rem;
  max-width: 38rem;
  margin: 0;
}

/* Cards */
.hero-panel {
  background: linear-gradient(180deg, #fbfdff 0%, #f8fafc 100%);
  padding: 24px;
  border-radius: 30px;
  border: 1px solid #e7edf5;
  box-shadow: var(--shadow-md);
}

.hero-panel-top {
  display: flex;
  gap: 8px;
  margin-bottom: 18px;
}

.panel-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: #d6dfeb;
}

.card-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.card {
  background: white;
  padding: 24px;
  border-radius: var(--radius-md);
  border: 1px solid #edf2f7;
}

.card p {
  margin: 0;
  color: var(--muted-light);
  font-size: 0.96rem;
}

/* About */
.about-section {
  background: var(--navy);
  color: white;
  padding: 84px 0;
}

.about-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr 1fr;
  gap: 24px;
}

.about-intro p,
.about-card p {
  margin: 0;
  color: rgba(255, 255, 255, 0.84);
}

.about-card {
  background: rgba(255, 255, 255, 0.06);
  padding: 24px;
  border-radius: 24px;
  border: 1px solid rgba(255, 255, 255, 0.08);
}

/* Generic sections */
.section {
  padding: 84px 24px;
  border-bottom: 1px solid var(--line);
}

.content-medium {
  max-width: 980px;
}

.content-narrow {
  max-width: 760px;
}

.section p {
  color: var(--muted);
  margin: 0 0 16px;
}

.legal-block p:last-child,
.content-narrow p:last-child {
  margin-bottom: 0;
}

.effective-date {
  font-size: 0.92rem;
  color: var(--muted-light) !important;
  margin-bottom: 24px !important;
}

/* Mini navy band */
.mini-band {
  background: var(--navy);
  padding: 28px 0;
}

.mini-band-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  color: white;
}

.mini-band-copy {
  color: rgba(255, 255, 255, 0.82);
  font-size: 0.98rem;
  font-weight: 500;
}

.mini-band-email {
  font-weight: 700;
  color: white;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.12);
  padding: 10px 16px;
  border-radius: 999px;
  letter-spacing: 0.02em;
}

/* Footer */
.footer {
  padding: 32px 24px 42px;
  display: flex;
  justify-content: space-between;
  gap: 24px;
}

.footer-copy {
  color: var(--muted-light);
}

.footer-links {
  display: flex;
  gap: 18px;
  align-items: center;
  flex-wrap: wrap;
  justify-content: flex-end;
  color: var(--muted);
}

.footer-links a:hover {
  color: var(--navy);
}

/* Mobile */
@media (max-width: 980px) {

  .hero,
  .about-grid,
  .mini-band-inner {
    display: block;
  }

  .hero-right,
  .about-card {
    margin-top: 24px;
  }

  .mini-band-email {
    display: inline-flex;
    margin-top: 12px;
  }
}

@media (max-width: 900px) {

  .header,
  .footer {
    display: block;
  }

  .nav,
  .footer-links {
    margin-top: 16px;
  }

  .card-grid {
    grid-template-columns: 1fr;
  }

  .footer-links {
    justify-content: flex-start;
  }
}

@media (max-width: 640px) {
  .container {
    padding: 0 18px;
  }

  .hero {
    padding: 64px 18px 56px;
  }

  .section,
  .about-section {
    padding-top: 64px;
    padding-bottom: 64px;
  }

  h1 {
    max-width: none;
  }
}